Ready Flat for Sale in Dhaka with Idea Holdings
Dhaka is changing rapidly. Capital of Bangladesh, it throngs with activity: people, development, investment, traffic, hopes. For others, a flat here is not just a home—it’s an accomplishment and a sound investment. In the sea of options, ready flats—ready-made apartments, already built and up for sale—offer a special allure. They avoid uncertainty about construction delays, offer immediate occupation, and give you a chance to see exactly what you’re buying.
Here, we’ll learn what “ready flat” is, why it might be the best choice, how to inspect while shopping, best locations in Dhaka, budgeting, legal issues, dealing with developers, and how to make an excellent purchase.
What Does “Ready Flat” Mean?
A move‑in Ready Flat for Sale in Dhaka or “completed apartment“ is an apartment in a ready building which is constructed, approved, and ready to occupy. All of major construction (walls, floor, windows, electric wiring, plumbing) is completed. Even interior finishing (floors, painting, fittings) is sometimes completed. They differ from apartments in pre-launch or under-construction projects where you pay first and wait until it is completed (sometimes years or many months).
Advantages of ready flats:
- Immediate possession – you can move in or rent straight away as soon as you make the purchase. No waiting.
- No risk of development – you can see quality, check for defects, decide finishes, decide what you’re getting.
- Clarity – you can verify true flat, space surroundings, amenities. There’s less room for “promised vs delivered” disparity.
- Faster legal and utility connection – when the building is completed, sometimes approvals, utility fittings, certificates are already done or almost there.
Disadvantages / things to watch:
- Sometimes, ready flat prices are higher per square foot than off‑plan or early completion stages of a project.
- Wear and tear or completion can need touch‑ups (if the flat is not occupied or in case minor faults are detected).
- Limited alternatives in new or growth areas (where the majority of projects are not yet built).
Why Opt for a Ready Flat for Sale in Dhaka
- Dhaka real estate is exposed to some special challenges: quick city growth, traffic congestion, traffic, regulatory transformation, risk of delays, rising manpower and material cost. Looking at this situation, here is why majority of buyers are preferring ready flats:
- Less uncertainty: No waiting for months or years, less stress about price rises or contractor delays.
- Investment with less gestation risk: If you are letting, or maybe selling in a couple of years, finished flats are more “liquid”—everyone is happy about what they can see.
- Better bargaining on extras: Because the flat is finished, you can inspect for small defects, finish, amenities and negotiate those.
- Improved decision-making: You may verify physically for location, layout, facing, surrounding infrastructure.
According to a recent survey of the Dhaka property market, ready flats make up around 40% of listed flats available for sale, with about 48% still under development.That means an adequate supply of ready flats for the buyer who wants them immediately.
Major Areas to Look for Ready Flat for Sale in Dhaka
Dhaka is gigantic, and different areas offer different tastes: luxury, convenience, affordability, future potential. Depending on your requirements (budget, travel, education, lifestyle), following are some of the best places to search for ready flats:
| Area | Characteristics / Advantages | Typical Price Band & Considerations |
| Uttara | Better planning, comparatively wide roads, improved infrastructure, convenient access to shopping, hospitals, schools. | Prices moderate to high, based on sector; ready flats in Uttara are relatively less risky with delivery. |
| Bashundhara R/A | High-end residential area, quality facilities, high-end developments. | High-end prices per sq ft; get ready for high-end amenities. |
| Banani, Gulshan | Central, high-end, prestige areas. Ideal for those who want status, quality, and convenience. | Very high price; traffic and congestion might be issues; premium for location in prime areas. |
| Baridhara Diplomatic Zone | Quiet relative to much of Dhaka and premium; ideal for those who want peace of mind along with prestige. | Very high price; options fewer and more expensive. |
| Mirpur, Mohammadpur, Mohammadpur Housing, etc. | More affordable flats; good for families wanting a balance of cost and accessibility. | May have older buildings; inspect structural stability with utmost caution. |
| Emerging / Peripheral Areas (Keraniganj, Purbachal, Uttara fringes) | Likelihood to appreciate a lot in the future; sometimes lower price if you can make a commute. | Less costly apartments; appropriate for families looking for compromise between cost and convenience. |
From searches by listings, flats available are found in Uttara sectors 1,3,10; in Bashundhara; etc. Examples: 3‑bed flat (2124 sq ft) in Uttara; 3‑bed, 1595 sq ft in Bashundhara; etc.
What to Check Before Buying a Ready Flat
Ready flats for buy have many merits but you have to check carefully to avoid surprises. Here’s a complete checklist:
Structural & Physical Characteristics
- Quality of construction
- Check for cracks on walls or ceilings.
- Water leakage, damp spots.
- Flooring finish, tile and grout work.
- Quality of doors, windows, frames. Are the windows sealed properly?
- Safety and regulation compliance
- Earthquake‑proof design (especially for high‑rise buildings).
- Fire safety: fire escapes, fire exits, fire extinguishers, alarms.
- Backup power/generator ready.
- Amenities & common areas
- Lift / elevator condition. Is there redundancy (multiple lifts)?
- Parking space: is it part of the purchase? Is it legal / documented?
- Water supply, gas connections, electricity, drainage.
- Ventilation, lights, orientation
- Does the flat get sufficient natural light?
- Good airflow, cross ventilation.
- Direction of facing (north, south, etc.) influences sunlight and heat.
- Noise, privacy, surroundings
- Are you facing busy roads, markets, etc.? Traffic noise, dust, pollution.
- What is the neighborhood like? Trees, parks, open space vs. dense built-up.
Legal & Documentation
- Approval certificates
- RAJUK (or concerned authority) approval for building plan.
- Occupancy certificate (if necessary).
- Land/Ownership documents
- Title deed.
- Khatiyan / Record of Rights to ensure no legal dispute.
- Mutation certificate (for correct registration).
- Clearances and certificates
- No pending dues (tax, utility, maintenance).
- No objection certificate (NOC) from utility authorities.
- Sale deed & agreement terms
- Check what is covered in the flat (finishing, fixtures, parking).
- Hidden charges or premiums.
- Builder / Developer reputation
- Past projects, delivery track record, customer reviews.
Pricing & Hidden Costs
Price does not tell the whole story even for a “ready” flat.
- Price per square foot – compare to comparable flats in area. Check if area quoted is built-up, super built-up, carpet area, etc.
- Parking premium – usually extra.
- Floor rise / corner premium – flats higher up or in corner locations could be more expensive.
- Stamp duty, registration fee, VAT / taxes ‒ these may add tens of percents to overall cost.
- Utility meter and connection costs – connecting gas, water, electricity could be more.
- Maintenance / service charge / sinking fund – regular cost. Are these defined clearly?
Financing, Budgeting & Risk
- Total budget planning – flat cost, legal fees, taxes, maintenance, furnishing, etc.
- Home loan / financing options – major banks, Islamic financing, developer installment. Rates, tenure, down payment.
- Buffer for unexpected costs – defects, possible delays in handover of amenities, etc.
- Resale and rental worth – even if keeping flat to reside in, consider the future: easy to resell or rent? Location, facilities, connectivity all matter.
How to Evaluate Developers & Builders
You’re not just purchasing a flat, you’re placing your money, security, peace of mind in the hands of a builder. Good developers do make a huge difference.
- Track record: How many projects have they completed? Were the projects completed within time? What is their after‑sales service?
- Legal compliance: Are all their projects RAJUK approved? Any litigation or buyer complaints history?
- Quality of inputs: Do they use good quality materials? What kind of flooring, fittings, painting, plumbing? Visit their past projects if possible.
- Transparency: Are they willing to provide documents, plan, layout, status of approvals? Or do they evade questions?
- Customer feedback: Talk to existing residents in their complete flats; gather experiences.
Budget Estimates & Dhaka Costs
Prices vary immensely depending on location, size, finish, and prestige. But to give you a rough estimate:
- Price per sq ft can range from BDT 3,500 to BDT 25,000 or more depending on area, amenities, reputation of the developer.
- As an example, a 1595 sq ft, 3-bedroom ready apartment in Bashundhara may cost ~ BDT 12,000,000.
Other charges to add:
*Rough estimates. Rates may fluctuate depending on policy, inflation, developer, location.
Legal Process and Paperwork
Purchasing property in Dhaka comes with certain legal procedures; bypassing these might land one in trouble. Here’s how to do it:
Document verification
- Title deed, khatiyan, mutation records.
- RAJUK plan approval or building plan approval.
- Check for NOCs and clearances (utilities, environment etc.).
Sale / purchase agreement
- Everything that was negotiated verbally needs to be committed to writing: what it entails (completion, fixtures, parking), timelines, penalty if any.
Registration
- After the deed is signed, registration at Sub-Registrar’s office with appropriate stamp duty.
Transfer of ownership
- Ensure mutation done so that flat is in your name legally for tax, bills, resale in future.
Utility connections
- Ensure gas, water, electricity meters are properly installed, bills traceable.
Possession & handover checklist
- Take a walk-around with a checklist: walls, plumbing, painting, seals, doors/windows etc. Note defects and get developer to commit to remedial action.
Negotiation Tricks for Ready Flats
Even with ready flats, price negotiation and deal structuring are required. Here are tips:
Inspect thoroughly to find minor defects — use them to negotiate discounts or repairs.
- Ask for freebies or add-ons — sometimes parking, finishing upgrades or utility connections can be negotiated.
- Compare similar flats in the building — quotations from other flats provide you with a perception of reasonable price.
- Note floor‑ and corner‑premiums — more floors or corner flats are more expensive; play on that while negotiating.
- Payment schedule — ideally arranged so that you pay upon affirming things. Though flat is finished, some contractors may ask for large initial. Try to balance that.
What to Avoid: Mistakes
In order to avoid your dream home buying turning into a nightmare, avoid these silly mistakes:
- Missing document verification — RAJUK, title deed, ownership problems. We hear all too often about buyers learning that the seller did not even own the land, or that several individuals have claims on it.
- Missing sneaky costs — service charges, utility bills for hookups, parking, maintenance. What seems like a good bargain turns out to be expensive.
- Not visiting the flat at different times — traffic, sounds, lights, location ambiance change in day/night and weekend/weekdays.
- Focusing on price alone — more expensive is not preferable if quality, safety, or paperwork is compromised.
- Not checking developer’s reputation — track record of successful projects earlier is a positive; ask if residents are happy with amenities, post-sales service.
Real Estate Trends (2025) & What They Mean for You
Certain recent trends and growth in Dhaka real estate property market help in taking decisions:
- Ready flats still make up the bulk (~40%) of available stock.
- Demand for Bashundhara and Gulshan remains robust from end-users. They are the areas that people most seek.
- Green building features, energy efficiency, better air movement, natural light etc. are becoming more popular. People are more interested in living conditions, not shell.
- Developer accountability and adherence to law are further on the radar. Customers are more aware of RAJUK clearance and paperwork.
Is a Ready Flat for You?
To find out whether a ready flat is suitable for you, ask yourself:
- Do you urgently need a home (for occupation or for letting out)? Or do you want an under‑construction project, which might be less expensive but with risk?
- What is most important: location / price / facilities / quality of finishes / security? Ready flats offer you clarity on what you will get.
- How much budget leeway do you have, to swallow premiums, legal costs, etc.?
- How solid is the project and developer, documentation-wise?
If you want certainty, need to move now, do not want delay and risk, then ready flats are generally the safer bet—even if occasionally more costly.
Sample Walkthrough: Buying a Ready Flat in Uttara
Assume you need a 3-bedroom ready flat in Uttara. How to proceed.
- Research listings
- Internet real estate websites, contact agents, boards in the area.
- Check flats with status ready, size (sq ft), facing, floor, price.
- Shortlist 2‑3 flats based on your budget, preferred sector, facilities.
- Visit & inspect personally
- Day, evening. Notice light, noise.
- Walk through walls, floors, check fixtures.
- Check documents
- Check if plan is approved by RAJUK.
- Ownership/title deed etc.
- Calculate total cost
- Flat price + parking + legal fees + stamp duty + maintenance + connection for electricity and water.
- Negotiate
- Use what you learned (defects, comparables) to negotiate price, goodies.
- Legalize & register
- Get good lawyer help; sign over deed; register; see mutation through.
- Handover
- Final walk-through, inspect defects and get developer to assure repair.
Conclusion
Dhaka real estate market is intriguing and complex. A flat ready to occupy has many advantages: guarantee, immediate occupancy, exposure, reduced risk. But to reap all these, you have to do your homework—inspect properly, inspect documents legally, understand the true price, and choose a credible developer.